How We Save You Tax
Average Finwise client saves ₹50,000 - ₹2,00,000 annually in taxes.
Section 80C Optimization
ELSS, PPF, NPS, insurance premiums,we help you maximize the full ₹1.5 lakh deduction without locking money in poor-return instruments.
Tax Loss Harvesting
Strategically book losses in underperforming investments to offset capital gains,a technique most individual investors miss.
New vs Old Regime Analysis
Not sure which tax regime saves you more? We do a personalized comparison based on your actual income, deductions, and HRA.
Beyond 80C
Sections 80D (health insurance), 80CCD (NPS), 80E (education loan), 24(b) (home loan interest),we find every legitimate deduction you're missing.
Common Questions
Should I choose the new or old tax regime?
It depends on your deductions. If you have home loan interest, HRA, and full 80C investments, the old regime often saves more. If you have minimal deductions, the new regime's lower slab rates win. We run the numbers for your specific case.
What's the best tax-saving investment?
ELSS (Equity Linked Savings Scheme) offers the shortest lock-in (3 years) with potential for highest returns among 80C options. But the best choice depends on your overall portfolio, risk profile, and other investments.
When should I start tax planning?
April, not January. The biggest mistake is waiting until the last quarter. Planning at the start of the financial year lets you spread investments via SIPs and avoid panic buying in March.
Can you help with tax filing?
We focus on tax planning (saving tax through smart investments), not tax filing. For ITR filing, we can recommend trusted CA partners.